About Us

About Hi-Lo Insurance

Insurance with Integrity - Built for Texans

At Hi-Lo Insurance, we believe protecting what matters most shouldn’t be complicated. Our family-run agency helps Texans safeguard their homes, vehicles, businesses, and livelihoods with reliable coverage and personalized service. What started as a local insurance office built on honesty and care has grown into a trusted partner for individuals and business owners across the state. Today, we combine friendly, one-on-one guidance with modern tools and carrier options to make getting the right protection easier than ever.

Our Mission

At Hi-Lo Insurance, our mission is simple: to protect what matters most with honesty, clarity, and care. We combine local insight with modern solutions to help Texans safeguard their homes, businesses, and livelihoods - delivering insurance made smarter, simpler, and more personal.

Our Promise

When you work with Hi-Lo, you get more than a quote - you get a dedicated team who listens, compares options from top carriers, and finds the right fit for your needs and budget. Whether it’s your first home, your growing business, or your family’s next chapter, we’re with you every step of the way.

Why Choose Us

Experienced Advisors. Personalized Protection.

With nearly a decade in business and over 30 years of combined experience in mortgage and insurance, Hi-Lo Insurance brings unmatched insight to protecting your home, your investments, and your future. Our roots in the Houston area mean we understand the real risks Texans face, from hurricanes to rising property values, and we use that knowledge to deliver clear, customized coverage that fits your life and goals.

Local Expertise
Top-Rated Carriers
Concierge-Level Service
Built on Experience & Trust

Talk with an Advisor

9+

Years Serving Texas

30+

Years Combined Industry Experience

45+

Trusted Insurance Carriers

97%

Client Retention

TESTIMONIALS

What Our Clients Say

"Worked Diligently"

"Hi-Lo is very responsive and worked diligently to find savings across ALL of my insurance needs. Estimated savings per year will be well over $1000!"

- Randy W, Houston

"Saved me thousands"

"She was helpful every step of the way and helped save me thousands! She understood my needs very quickly and needed very little guidance! Would definitely recommend!"

- Michael J, Fulshear

"Dedicated and Loyal"

"We have a very dedicated and loyal friend with Hi Lo not only prompt and on time when you need them but the best quotes in all the southeast Texas Area."

- Jason W, Texas City